About

This site is the online home of Brian Wirtalla, a licensed loan officer with MPIRE Financial. It brings together everything you need to make smarter mortgage decisions in one place.

The platform is built for homebuyers, homeowners, and investors at every stage of the journey. First-time buyers can take the Homebuyer Quiz to understand their readiness, while current homeowners can join the Refinance Watch List to be alerted when rates make a refinance worthwhile. A full suite of mortgage calculators lets you estimate monthly payments, compare renting versus buying, evaluate affordability, and model how extra payments shorten your loan. When you're ready to talk, you can schedule a consultation or start an application directly from the site.

It's also home to Pulse Check, a weekly wellness newsletter Brian writes for his team, translated into short, research-backed notes on sleep, recovery, focus, and resilience.

The site is built and maintained by Brian Wirtalla (NMLS# 2292707) on behalf of MPIRE Financial (NMLS# 2108504), licensed in Connecticut and Florida. Every tool here is designed to give you clear, honest numbers with no pressure — so you can move forward with confidence when the time is right.