Terms of Use

Last Updated: February 10, 2026

1. Acceptance of Terms

By accessing and using this website, you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree to these terms, please do not use this website.

2. Use of Website

This website is provided for informational purposes only. The content on this site does not constitute financial, legal, or tax advice. You should consult with appropriate professionals regarding your specific situation.

You agree to use this website only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the website.

3. No Commitment to Lend

Information provided through this website, including calculator results, rate quotes, and pre-qualification estimates, does not constitute a loan application, approval, or commitment to lend. All loans are subject to credit approval, underwriting guidelines, and verification of information.

4. Accuracy of Information

While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or availability of the information, products, or services contained on the website.

Interest rates, loan terms, and program availability are subject to change without notice. Calculator results are estimates only and actual loan terms may differ.

5. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of MPIRE Financial or its content suppliers and is protected by United States and international copyright laws.

You may not reproduce, distribute, modify, or create derivative works from any content on this website without prior written permission.

6. Third-Party Links

This website may contain links to third-party websites for your convenience. We do not endorse or control these websites and are not responsible for their content, privacy policies, or practices.

7. Privacy and Data Collection

Your use of this website is also governed by our Privacy Policy. By using this website, you consent to the collection and use of information as described in our Privacy Policy.

Information you submit through forms on this website (including contact forms, calculators, and applications) will be used to contact you about our services and may be shared with service providers necessary to process your inquiry or application.

8. Telephone Consumer Protection Act (TCPA) Consent

By providing your telephone number through any form on this website, you expressly consent to receive calls and text messages from MPIRE Financial, Brian Wirtalla, and our authorized representatives at the telephone number(s) you provided.

This consent includes contact made via automatic telephone dialing systems, artificial or prerecorded voice messages, and text messages, even if your number is on a corporate, state, or federal Do-Not-Call list.

You understand that your consent is not required as a condition of purchasing any property, goods, or services. You may revoke this consent at any time by contacting us directly.

Standard message and data rates may apply for text messages.

9. Limitation of Liability

To the fullest extent permitted by law, MPIRE Financial and Brian Wirtalla shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use this website.

This includes, but is not limited to, damages for loss of profits, goodwill, use, data, or other intangible losses, even if we have been advised of the possibility of such damages.

10. Indemnification

You agree to indemnify, defend, and hold harmless MPIRE Financial, Brian Wirtalla, and their officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses arising from your use of this website or violation of these Terms of Use.

11. Changes to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to this website. Your continued use of the website after changes are posted constitutes your acceptance of the modified terms.

12. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions.

Any disputes arising from these terms or your use of this website shall be resolved in the state or federal courts located in Orange County, Florida.

13. Severability

If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

14. Contact Information

If you have questions about these Terms of Use, please contact us:

MPIRE Financial

Brian Wirtalla | NMLS# 2292707

189 S Orange Ave #2020

Orlando, FL 32801

Phone: (860) 558-6002

Email: brian@mpirefi.com